At Ameripath USA, we believe homeownership should be possible for more than just those who meet a bank’s strict criteria. That’s why Managing Partner Michael Kearse and Co-Founder Ryan Madigan built a model that opens the door to ownership through flexible, real-world solutions.

We specialize in helping individuals and families locked out of traditional lending become homeowners—without relying on banks, perfect credit, or mountains of paperwork. Through seller financing and other creative strategies, we provide a clear path to ownership in stable, landlord-friendly markets.

With over 100 successful deals, an eight-figure portfolio, and millions in capital raised, our system delivers more than homes—it creates opportunity. For our buyers, it means a fresh start. For our investors, it means consistent, asset-backed returns. Together, we're reshaping what homeownership can look like in America.